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Many benefits come with choosing to pay health care claims yourself rather than opting for a fully-insured health plan. However, when deciding what type of ...

HPS is proud to offer our members a broad, independent provider network. We are always looking to add new providers to grow our network to ...

For more than 80% of families, today’s medical billing practices are confusing. They get so many statements that they don’t know who to pay or ...

Hundreds of HPS members were surveyed in 2019 about their satisfaction with HPS and the SuperEOB®. This blog summarizes the results of that survey—read on ...

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You may be curious about self- or level-funding, but concerned about the increased risk. Stop-loss insurance exists to reduce this risk and protect you from ...

If you choose to self-fund your insurance plan, that means that you will be paying for the plan yourself, rather than purchasing it from an ...

If you’re trying to save on costs, you may be looking into self-funded insurance plans. While self-funded plans carry greater risk, they allow you to ...

With employers constantly searching for ways to cut costs within their organizations, benefits such as medical, dental and vision are often the first place they ...

As you know, a provider network’s job is to negotiate rates with providers throughout the network, so that you and your employees pay less for ...